Missouri Personal Injury Laws

I got a call from a lady the other day who wanted to know how her medical bills were going to be paid after her injury.

Injury Law News brought to you by the S.E. Farris Law Firm.

I’m Spencer Farris and I represent injury victims in the state of Missouri. I get that kind of call a lot from folks who are worried about their rising medical bills and the daily mail that they get with another bill collector looking for payment. And this is what I typically tell them.

Medicare

Senior citizens and folks on social security disability are covered by Medicare and Medicare will pay the medical bills as they are incurred. However, Medicare gets part of their money back from your injury case at the end. Your lawyer will have to negotiate that for you because Medicare will want dollar for dollar on what they spend.

Medicaid

Children in Missouri who don’t have private health insurance, and some adults, are covered by Missouri Medicaid. And Medicaid also will pay Medical bills and, at the end of your lawsuit, they will expect to be repaid. However, a judge can reduce or totally eliminate your payback to Medicaid. You’ll need your lawyer to help you with that.

Private Insurance

The other group that frequently pays medical bills in Missouri is private insurance and private insurance will ask for repayment almost always. Unless they are a special plan, a self-funded union plan or something along those lines that is governed by federal law, they’re not entitled to reimbursement. The word that they will say is subrogation, which means they stand in your shoes and get to collect their money back from the person who hurt you. Make sure that your lawyer is well aware and willing to fight for you so that you don’t have to pay back the health insurance. And this isn’t cheating. You paid benefits to get the health insurance. You wrote a check every month. They shouldn’t get their money back just because they did what they promised to do.

No Insurance

Finally, there are a lot of folks that don’t have any health insurance. And in those situations, hospitals and doctors will treat you on what’s called a lien basis. Hospitals don’t have to see you unless you’re in an emergency. But, experienced trial lawyers can help you find a doctor who will treat you on a lien basis and will make sure that your doctor understands that they will get paid.

When you’ve been hurt, the most important thing is to feel better and not be worried about how you’re going to pay for your medical bills. Remember that a trial lawyer who cares about his clients will fight for you and fight to put money in your pocket, rather than spend it all on the health care that you wouldn’t have needed but for your injury. If you have questions about medical care or how to pay for it after an injury, call my office or reach us at the website at the bottom of the screen. I’m happy to visit with you without any cost or obligation and hopefully help put your mind at rest.

The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris

Auto Accident Litigation

Accidents involving over the road trucks are almost always devastating. While you’re off work, your bills are going to pile up. You’re going to want to hire a St. Louis truck accident attorney to protect your rights, because the trucking company and their insurance companies want to delay things as long as possible. The longer they delay, the more hard up you’re going to be for money to pay your bills and whatnot, and the better chance they have of getting off cheap. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of the case, if we’re successful for you. Call 314- A-LAWYER today, for a free consultation.

By: Spencer Farris

What to Wear to Your Deposition

Hi. I’m attorney Josh Myers. You’re watching an episode of At Schultz and Myers. Today I’m answering the question, “What should you wear to a deposition?” Now we tell all of our clients, and this is always true, it’s an informal process. But that doesn’t mean that you should be dressing like you’re someone sitting around watching the ballgame on a Sunday. Remember, you’re being evaluated by the insurance company’s lawyer. They’re going to go back and tell the insurance company not only how you testified and what you said, but they’re also going to say what kind of an appearance do you make.

Nonverbal Communication

So much that goes on in a trial is all the nonverbal communication and all the impressions that jurors are getting just by looking at you. Part of that obviously is going to be your dress. So one of the suggestions I always give to my clients is you need to dress like you’re going to a job interview. In fact, you can kind of think of it like that because in this case, we’re going to be asking for a lot of money for you. You need to dress appropriately for that.

So, again, when you’re going to your deposition, take it seriously. Obviously your attorney, or especially if you’re our client, will prepare you well. But you need to do the same and dress well for that occasion. Again, if you have any questions about this, or any questions about any injury claim, give us call. It’s always free to talk about a case. Our number is easy to remember. It’s (314) 444-4444. Thanks for watching.

By: Josh Myers

When you’ve been hurt and the bills are piling up, the big question on your mind is: What is my case worth?  Injury Law News brought to you by the S.E. Farris Law Firm. I’m Spencer Farris, a St. Louis injury lawyer at the S.E. Farris Law Firm. The value of your case depends on a lot of factors. Let’s talk about those for a minute.  The facts of your case matter. What happened? Was it a injury that went away after a couple of days, or did you need surgery?   Where did it happen, in a conservative venue, or one where jurors understand that pain and suffering have a value?   How did it happen? There’s a difference to the value of your case if Grandma hit you on the way to bingo versus a corporation in a large truck with a drunk driver. The combination of these factors go into the mix and help determine what your case is worth, what a jury – and therefore a claims adjuster – would assign as the value of your claim.   Choosing the right St. Louis injury attorney matters. The insurance company knows what lawyers have the experience and the credentials necessary to prepare your case to present it to a jury, and that goes into their valuation of your claim.  If you have more questions about the value of your case, please contact my law firm at the phone number or the website address on your screen. We’re happy to talk with you without any cost or obligation about your case.  The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris

When you’ve been hurt whether it’s in a car or because you’ve gotten injured on someone’s property at that moment a Missouri personal injury lawyer is important to you and the Missouri law is important to you. But up until that time you weren’t even aware it existed and you’re always in the cross hairs in our state legislature. There hasn’t been a year gone by since the 22 years that I’ve been practicing that the Missouri legislature hasn’t had injury victims in it’s cross hairs. They want to get at the lawyers, but they do it by walking over folks like you, that have been hurt.

Unfortunately you don’t know your rights have been infringed upon, you don’t that you’ve been within the cross hairs of the legislature until you get hurt. But because of that you don’t know all the things you need to do to handle your case once you’ve been hurt and how the law has developed over the last several hundred years. And you need a Missouri personal injury lawyer to help guide you down the path and make sure that you don’t get taken advantage of by the insurance company for the folks that hurt you.  When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris

Truck Accident Litigation

I’ve been representing injury victims for a long time, and as a Saint Louis truck accident attorney, I know that a truck crash is much different than a crash between two cars. Trucks are regulated by state and federal governments, and they’re certain things they must do.  When truck drivers drive over a long period of time as they have to to make a living, they get tired. And driver fatigue is a big issue. Drivers keep logbooks of how long they drive, and I remember one case where a driver had produced his logbooks that look like he was within the law. But because we know how trucking companies work, we’ve gotten the rest of his log books, the ones he submitted for payment to the companies, and found out that he was way, way over his hours. And he’s keeping two sets of books to fool the government. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for free consultation.

By: Spencer Farris

Spencer Farris with the Farris Law Firm in St. Louis, Missouri. I’ve been practicing for almost 20 years and I’ve had my own law firm for about the last eight. When I was in high school I got to work as a page in the Oklahoma Senate and I realized at that point that I was interested in the law. Once I got a taste of the courtroom that’s all I really wanted to do. I did my undergraduate work at Oklahoma State University. I went to law school at Washington University in St. Louis. I have never represented an insurance company. We only represent injury victims and their families at my law firm. Well, I’m board certified by the National Board of Trial Advocacies as a Civil Trial Advocate. I took the testing for that. I”m an adjunct professor at St. Louis University School of Law in the trial program.

You know there’s only a couple areas of the law these days in my opinion that you actually get to go to court and try cases. The criminal arena, which I had no interest in and I had no interest in representing big companies and big businesses. So I put everything I wanted to do with folks who really need help. It’s kind of nice to feel like my work makes a difference in somebody’s life

By: Spencer Farris

Choose Spencer Farris

When you’ve been hurt, you have a choice to make on which attorney you hire. But the good news is, most attorneys in this area and almost all Saint Louis car accident lawyers charge about the same rate. It’s contingent on recovery, which means you pay at the end of your case. The question you have to ask yourself is, “Do I want to collect a percentage of a good recovery, or a percentage of a not so good recovery that I got from using an inexperienced or unqualified lawyer?”. After your car crash, you wouldn’t think twice about going home to set your own broken arm or stitch your own wounds. That’s because you only get one opportunity to heal after your injury. And it’s the same when you hire a Saint Louis car accident lawyer. Some folks are tempted to handle these cases on their own, but that’s one of the biggest mistakes you can make for you and your family. Look, the insurance company has professionals on their side, they do this day in and day out, and they know how to keep from paying you money. And you need someone on your side who knows how the system works, to work just as hard to get you the damages that you need to recover. When you’ve been hurt and the bills are racking up, you don’t have to pay an lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris

Choose Spencer Farris

When you call my law firm – day or night – it’s going to ring out to a cell phone. If you send an email – day or night – it’s going to go out to a cell phone, if there’s somebody not at the desk. I tell everyone who comes to my office and trusts us to handle their case that within 12 hours of contact with my office they’ll hear back from us – either myself or the assistant that’s assigned to the case or the lawyer that’s assigned to the case. When someone comes into us and in our law firm, it’s because something bad has happened to them. They don’t come in to see us because they’re having a great day. Initially, I want folks to feel comfortable that we’re going to take their case seriously. If you’ve taken the breadwinner and he’s no longer able to work because his back hurts to somebody on the street who would see him walking down the street. They’d think how can that be and it’s no big deal, but to this guy losing his house, losing his family, losing those things are very important. At our law firm we want folks to feel comfortable that they’re going to get the attention that they deserve.

By: Spencer Farris