Missouri Nursing Home Laws

I got a call from a lady the other day who wanted to know how her medical bills were going to be paid after her injury.

Injury Law News brought to you by the S.E. Farris Law Firm.

I’m Spencer Farris and I represent injury victims in the state of Missouri. I get that kind of call a lot from folks who are worried about their rising medical bills and the daily mail that they get with another bill collector looking for payment. And this is what I typically tell them.

Medicare

Senior citizens and folks on social security disability are covered by Medicare and Medicare will pay the medical bills as they are incurred. However, Medicare gets part of their money back from your injury case at the end. Your lawyer will have to negotiate that for you because Medicare will want dollar for dollar on what they spend.

Medicaid

Children in Missouri who don’t have private health insurance, and some adults, are covered by Missouri Medicaid. And Medicaid also will pay Medical bills and, at the end of your lawsuit, they will expect to be repaid. However, a judge can reduce or totally eliminate your payback to Medicaid. You’ll need your lawyer to help you with that.

Private Insurance

The other group that frequently pays medical bills in Missouri is private insurance and private insurance will ask for repayment almost always. Unless they are a special plan, a self-funded union plan or something along those lines that is governed by federal law, they’re not entitled to reimbursement. The word that they will say is subrogation, which means they stand in your shoes and get to collect their money back from the person who hurt you. Make sure that your lawyer is well aware and willing to fight for you so that you don’t have to pay back the health insurance. And this isn’t cheating. You paid benefits to get the health insurance. You wrote a check every month. They shouldn’t get their money back just because they did what they promised to do.

No Insurance

Finally, there are a lot of folks that don’t have any health insurance. And in those situations, hospitals and doctors will treat you on what’s called a lien basis. Hospitals don’t have to see you unless you’re in an emergency. But, experienced trial lawyers can help you find a doctor who will treat you on a lien basis and will make sure that your doctor understands that they will get paid.

When you’ve been hurt, the most important thing is to feel better and not be worried about how you’re going to pay for your medical bills. Remember that a trial lawyer who cares about his clients will fight for you and fight to put money in your pocket, rather than spend it all on the health care that you wouldn’t have needed but for your injury. If you have questions about medical care or how to pay for it after an injury, call my office or reach us at the website at the bottom of the screen. I’m happy to visit with you without any cost or obligation and hopefully help put your mind at rest.

The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris

Board Certified

Board certified means that after a certain number of years and a certain number of cases I’m able to take a written test and provide verification that I’ve practiced properly. Then each year I have to recertify, prove that I have my practice insurance, that I complete my continuing legal education hours, that I don’t have any complaints – bar complaints against me.

Deposition

A deposition is a recorded statement that you give with a court reporter for use under the rules of evidence in court.

Discovery

Discovery is just like -what it sounds like. You discover what’s going on in a case. You learn facts.

Interrogatory

An interrogatory is like a deposition, but it’s in written format and you answer your questions under oath.

Malpractice

Malpractice is when a professional breaches the standard of care. Not that they have to be perfect, but that they have to be reasonable in their actions.

Workers Compensation

Worker’s compensation means that you were hurt on the job. Your employer’s liable for your medical, a portion of your wages while you’re off work, and a lump sum for the disability that you have after medicine’s done the best it can do.

By: Spencer Farris

Ok, you have the contact number of Missouri motorcycle accident lawyer, but you want to find someone else who rides, because the physics and the science of being on a motorcycle make those crashes different than a simple car crash. It’s helpful to get someone who understands what it’s like to be out there on the road and how naked and exposed you feel when you’re riding next to a three-ton car. You might be wondering how to hire a personal injury lawyer, or what kind of things you should look at. And the first thing that I tell every client, “Look, if you look around Saint Louis or Missouri, there’s probably 300 or 400 folks that will do just as good a job for you as my firm will do,” but you need to find someone that you feel comfortable working with, because you’re forming a partnership. And if you’re going to spend two or three years locked in a partnership with someone who won’t return your phone calls, doesn’t answer your e-mails, or really doesn’t care about you and thinks of you like you’re a number, no matter how qualified that lawyers is, he’s not the right lawyer for you.

You need a good mix of qualifications, and concern and caring chemistry, if you will, to get the right match so that you hire the right lawyer for you and your case.  When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you we won’t charge you anything until the end of your case if we’re successful for you.  Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris; Nevada Auto Accident Lawyers.

We carry insurance on our homes because the folks that come visit us are friends and relatives. And if they get hurt, you want them to be taken care off. In Missouri though if you get hurt at the house of a friend or relative, they are the ones who named in lawsuit, and it scares a lot of folks. Am I going to take grandma’s car? Am I going to cause aunt Betsy lose her house? No, you’re not. The short answer is, A Missouri slip and fall lawyer is going to pursue the insurance that covered the home. And we’re never going to take away the property of the person whose house you were at. Insurance companies want you to feel guilty and want you to feel that way, but it simply not true. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office. And if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for free consultation.

By: Spencer Farris

When you take the folks that have raised you and put them in a nursing home, you feel guilt. You feel more guilt if something bad happens to them while they’re there, and you want to hire a Missouri nursing home abuse lawyer for cases dealing with decubitus ulcers, unnecessary and unexplained falls, problems with nutrition and hydration. If your grandmother or father are not getting enough food and water, after a certain age, this causes all of their health to start to trickle and go downhill.

Hire a Nursing Home Abuse Lawyer

What could be a simple thing to fix if you hire a Missouri nursing home abuse lawyer early, can ultimately result in the untimely and early death of your loved one. One of the things that my firm has been active in for most of my time as a lawyer is in helping make sure that the legislators understand that the laws that they write affect folks for years in the future. If you don’t hire a Missouri nursing home abuse lawyer when something bad has happened to your loved one, you think, I don’t want to be the kind of person that sues. What you’re not thinking is by hiring the right lawyer, you may prevent this from happening to another family. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris

MMI or Maximum Medical Improvement, is the term that the insurance company’s doctor uses when he or she believes that medicine will no longer make you any better, and you’re as good as you’re going to get from the treatment you’ve gotten after your work-related injury.

By: Spencer Farris

If you’re a victim of a hit and run in Missouri, your Uninsured Motorist Coverage will protect you. And an Missouri auto accident attorney is who you need to hire to make sure that you collect from the insurance company, and take care of all of your loses. We’ve had multiple cases over the years where someone caused a wreck and fled the scene. Maybe they cut-in in traffic or stopped suddenly and caused a crash and then fled the scene. And as a Missouri auto accident attorney I know how to use the law and recover my client’s Uninsured Motorist Coverage.

If I do my own plumping at home and messed it up, I can call a professional plumber. He’ll come in, he may laugh at me, it may charge more but he can fix it. But if you have a legal case and you don’t have an experienced Missouri auto accident attorney, you can never get over that. You can never fix that problem. You get one shot, to collect all of your damages and one shot to do it right. Well I don’t do wills, I don’t do trusts, I don’t handle divorces. Because the law is very broad. Think of it like you would think of a doctor. You wouldn’t go to your dermatologist if you had a brain tumor. You want someone who works in the same area everyday. And we practice Missouri auto accident law everyday. It’s what I’ve been doing for 22 years, I’m board certified, and focus my practice on injury victims and their family’s. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office. And if we can help you, we won’t charge you anything until the end of your case if we’re successful for you.  Call 314-AL-AWYER today for free consultation.

By: Spencer Farris

A lady called me to tell me that she’d been in a car crash and before she even got home from the hospital she had a message on her answering machine from the insurance company. Let me tell you what happened next. Injury law news brought to you by the S.E. Farris Law Firm. I’m Spencer Farris, a partner at the S.E. Farris Law Firm. I represent injury victims and their families. And when I got the call from this lady I knew that she needed some help.

The insurance company wanted to initially make contact and befriend her if you will and offer her a settlement, that’s 101 in the claims adjusters handbook. They do that because if they settle a case quickly they know that they can so more cheaply. You won’t know the full extent of your injuries. You won’t have spoken to a lawyer and you won’t really know what your case is worth. In this client’s case it was a good thing that she called because we told her not to settle her case and six months later she needed surgery on her neck. You only get one opportunity to settle your case, to get all of your medical paid for, to gather your lost wages, and provide for your family, and to get whatever damages you’re going to get for pain, suffering, and inconvenience. If you do that too quickly in a case and don’t know the full extent of your injuries, you’re going to sell yourself and your family short. That’s what the insurance company wants. Thats what some lawyers want when they advise you to take a quick settlement, but it’s not what’s best for you. If you have questions after you’ve been hurt, call my office at the number you see on the screen or contact us through the internet at the web address below. We’re happy to visit with you for free and give you whatever advice we can on how to handle your case. The S.E. Farris Law Firm is dedicated the needs of injury victims and their families.

By: Spencer Farris

You’ve been injured and you’re thinking of dealing with the insurance company without an attorney. That’s probably a mistake, but here are some things to watch out for if you decide to go down that road.

Injury Law News, brought to you by the S.E. Farris Law Firm.

I’m Spencer Farris and I represent injury victims throughout Saint Louis and the state of Missouri. I’ve helped hundreds of folks handle their case for personal injury, but every now and then I meet someone who thinks that they don’t need an attorney. Let me tell you a few things to look out for if you decide that you don’t want to hire an attorney.

Get pictures. Whether it’s the car you’ve been crashed in or the place that you fell, a picture is worth a thousand words. And if you’re relying on the insurance company to take pictures for you, you’re making a big mistake. If those pictures would have been helpful to you and they disappear, you’ll never be able to recreate that important evidence for your case.

The insurance company will want to take a statement from you and that’s a mistake. Remember that the person asking the questions controls and frames how your answers come out, and the insurance company is not there to help you. You never want to give a statement without someone on your side to help you through that step, and typically that’s where you have an attorney.

Finally, the insurance company’s going to want you to sign medical authorizations. And in Missouri, you don’t give up your right to all privacy just because you’ve had an injury case. You don’t have to sign the authorization that gives the insurance company the right to get all of your medical records from the time that you’re born, but the form that they give you will do just that. Don’t sign that form.

Studies have shown over and over that folks with attorneys get four to five times more money for their injury case than those without. If you’ve been injured and you have questions – whether you want to hire an attorney or not – please call me at the number on your screen or visit us at our internet website that you see on the screen as well. We’re happy to help, and if we can help you resolve your case without hiring us, great. And if you need an attorney, we’d be proud to represent you.

The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris