Punitive damages are sometimes called exemplary damages. Those are the damages that a jury awards to punish the defendant for bad acts, and to keep other folks from repeating those kinds of acts.
By: Spencer Farris
Punitive damages are sometimes called exemplary damages. Those are the damages that a jury awards to punish the defendant for bad acts, and to keep other folks from repeating those kinds of acts.
By: Spencer Farris
It’s too late, once you’ve been in a wreck, to think about insurance coverage.
Injury Law News, brought to you by the S.E. Farris Law Firm.
I’m Spencer Farris, an attorney with the S.E. Farris Law Firm, in St. Louis, Missouri. You buy automobile insurance and hope you never have to use it. But there are kinds of insurance that will help you quite a bit if you’re in a wreck. Let’s talk about those for a minute. In order to drive a car in Missouri, two types of insurance are mandatory: liability coverage, to take care of the harms you cause to other folks – and uninsured motorist coverage, in case someone hurts you, who doesn’t follow the law. Liability coverage protects you if you hurt someone else while you’re driving. It’ll also provide you with legal services in case you get sued. Although Missouri requires all drivers to have liability insurance, not all drivers follow the law. That’s why uninsured motorist coverage is also mandatory in Missouri.
Uninsured motorist coverage means that the person who hit you, who harmed you because of their negligent driving, has now coverage to cover your injuries. Besides the mandatory required coverages in Missouri, there are some other insurance coverages that will assist you if you’re ever hurt in a car crash, and it’s someone else’s fault. We’re not going to talk about property coverage today – just coverages for occupants, people, in the vehicles. The first of those is underinsured motorist coverage. Underinsured motorist coverage means that the person who harmed you doesn’t have enough insurance to cover all of your losses. If you’re seriously injured in a car crash, and the person who hurt you only has the minimum coverage required in Missouri – which right now is $25,000 – underinsured motorist coverage would help bridge the gap, between what they had and what you suffered, to help put you back where you were before you got hurt.
Even though you may have health insurance, medical payments coverage is another coverage that is available to you, to help defray some of the losses you have when you get hurt in a car crash. You can use medical payments coverage, even if you have health insurance, to help cover your deductibles and the other out-of-pocket medical expenses that you will have. Just because you have health insurance coverage doesn’t mean you can’t collect your medical payments. And it’s not cheating. It’s like having two life insurance policies. If you’ve paid for extra coverage, you get to collect when you have to. And if you’re hurt in a car crash, there’s not enough money for what you’re going through. You need to collect everything that’s available to you. In my office, and with most qualified injury attorneys in Missouri, there’s no fee for helping you collect your medical payments coverage. When you’re injured and go to the hospital or doctor, you want to make sure that, if you have health insurance, you present your health insurance information, and demand that the doctor or hospital bill your health insurance company.
Contracts with major providers, like Blue Cross Blue Shield, etc., will require that the doctor and hospital accept health insurance for payment. If you don’t do that, the health care provider is going to want to take money from your settlement. And there’s not going to be enough money, at the end of a settlement for an injury, for what you’ve suffered – the pain and the discomfort. It’s important to have a lawyer help maximize that coverage. And one way that my law firm does that is by making sure that health care providers bill health insurance. Medicare and Medicaid are the same thing as health insurance plans, and make sure that doctors and hospitals bill them. Don’t worry about repayments to Medicare, Medicaid, and other insurance plans. A qualified lawyer will take care of that, and try to minimize those repayments, so that more money goes to the injured victim.
Call the S.E. Farris Law Firm if you have any questions about insurance coverage. We’re happy to talk with you without a charge. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
It’s too late, once you’ve been in a wreck, to think about insurance coverage.
Injury Law News, brought to you by the S.E. Farris Law Firm.
I’m Spencer Farris, an attorney with the S.E. Farris Law Firm, in St. Louis, Missouri. You buy automobile insurance and hope you never have to use it. But there are kinds of insurance that will help you quite a bit if you’re in a wreck. Let’s talk about those for a minute. In order to drive a car in Missouri, two types of insurance are mandatory: liability coverage, to take care of the harms you cause to other folks – and uninsured motorist coverage, in case someone hurts you, who doesn’t follow the law. Liability coverage protects you if you hurt someone else while you’re driving. It’ll also provide you with legal services in case you get sued. Although Missouri requires all drivers to have liability insurance, not all drivers follow the law. That’s why uninsured motorist coverage is also mandatory in Missouri.
Uninsured motorist coverage means that the person who hit you, who harmed you because of their negligent driving, has now coverage to cover your injuries. Besides the mandatory required coverages in Missouri, there are some other insurance coverages that will assist you if you’re ever hurt in a car crash, and it’s someone else’s fault. We’re not going to talk about property coverage today – just coverages for occupants, people, in the vehicles. The first of those is underinsured motorist coverage. Underinsured motorist coverage means that the person who harmed you doesn’t have enough insurance to cover all of your losses. If you’re seriously injured in a car crash, and the person who hurt you only has the minimum coverage required in Missouri – which right now is $25,000 – underinsured motorist coverage would help bridge the gap, between what they had and what you suffered, to help put you back where you were before you got hurt.
Even though you may have health insurance, medical payments coverage is another coverage that is available to you, to help defray some of the losses you have when you get hurt in a car crash. You can use medical payments coverage, even if you have health insurance, to help cover your deductibles and the other out-of-pocket medical expenses that you will have. Just because you have health insurance coverage doesn’t mean you can’t collect your medical payments. And it’s not cheating. It’s like having two life insurance policies. If you’ve paid for extra coverage, you get to collect when you have to. And if you’re hurt in a car crash, there’s not enough money for what you’re going through. You need to collect everything that’s available to you. In my office, and with most qualified injury attorneys in Missouri, there’s no fee for helping you collect your medical payments coverage. When you’re injured and go to the hospital or doctor, you want to make sure that, if you have health insurance, you present your health insurance information, and demand that the doctor or hospital bill your health insurance company.
Contracts with major providers, like Blue Cross Blue Shield, etc., will require that the doctor and hospital accept health insurance for payment. If you don’t do that, the health care provider is going to want to take money from your settlement. And there’s not going to be enough money, at the end of a settlement for an injury, for what you’ve suffered – the pain and the discomfort. It’s important to have a lawyer help maximize that coverage. And one way that my law firm does that is by making sure that health care providers bill health insurance. Medicare and Medicaid are the same thing as health insurance plans, and make sure that doctors and hospitals bill them. Don’t worry about repayments to Medicare, Medicaid, and other insurance plans. A qualified lawyer will take care of that, and try to minimize those repayments, so that more money goes to the injured victim.
Call the S.E. Farris Law Firm if you have any questions about insurance coverage. We’re happy to talk with you without a charge. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
A Missouri wrongful death lawyer should help you make sure that the bills are getting paid after your love one has died. The bills for last treatment. Remember that the health insurance is probably going to want repayment for what they’ve spent. And you need someone fighting on your side to put that money to where it belongs. Taking care of you, your spouse or your children rather than paying back an insurance company. It’s really hard when you’re in the middle of the grieving process, and trying to think of all the things that have been taken away from you when a love one is killed to hire a Missouri wrongful death lawyer. But it’s important for you and your family to look forward into what’s going to happen when that person’s income– that person’s advice. All the things that person was bringing into your life are taken away. You’re never going to profit from the death of a love one. But it takes a skilled professional and basically a compassionate concerned professional to help you gather up some of the loses that you have, and help patch the hole a little bit when somebody is been taken out of your life. In Missouri a health insurance company is going to always asked to be reimbursed even for the death of a love one. And a Missouri wrongful death lawyer knows how to minimize those payments to health insurance. Most health insurance is not entitled to reimbursement, but they all asked for it. And you need a professional on your side to tell them no. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office. And if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for free consultation.
By: Spencer Farris
A Missouri wrongful death lawyer should help you make sure that the bills are getting paid after your love one has died. The bills for last treatment. Remember that the health insurance is probably going to want repayment for what they’ve spent. And you need someone fighting on your side to put that money to where it belongs. Taking care of you, your spouse or your children rather than paying back an insurance company. It’s really hard when you’re in the middle of the grieving process, and trying to think of all the things that have been taken away from you when a love one is killed to hire a Missouri wrongful death lawyer. But it’s important for you and your family to look forward into what’s going to happen when that person’s income– that person’s advice. All the things that person was bringing into your life are taken away. You’re never going to profit from the death of a love one. But it takes a skilled professional and basically a compassionate concerned professional to help you gather up some of the loses that you have, and help patch the hole a little bit when somebody is been taken out of your life. In Missouri a health insurance company is going to always asked to be reimbursed even for the death of a love one. And a Missouri wrongful death lawyer knows how to minimize those payments to health insurance. Most health insurance is not entitled to reimbursement, but they all asked for it. And you need a professional on your side to tell them no. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office. And if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for free consultation.
By: Spencer Farris
Bad things happen and you’ve been in a wreck. Now you need to figure out what to do to make the best of this terrible situation.
Injury Law News, brought to you by the S.E. Farris Law Firm.
I’m Spencer Farris, a partner at the S.E. Farris Law Firm. We’re going to talk about some things that you can do to help your St. Louis injury lawyer make the best of the bad situation that the car crash caused you. Your situation is the opposite of the movie, Fight Club. Talk about your wreck, talk about your wreck, talk about your wreck. Talk about your wreck to the police. Make sure they know what happened and they know how it happened. Talk about your wreck to health care providers. If you’re having pain and problems, you need to make sure that your doctors see you immediately, and they know why you’re there. Tell them about your wreck. A picture of your crashed car, a picture of your injuries will all be important to your injury lawyer when he represents you. Don’t rely on the insurance company to take pictures for you. And don’t expect that the pictures they take will be available to you if you need them.
After the wreck, expect a call from strangers with the insurance company and other investigation sources. The professionals at the insurance company will work hard to defeat your claim. They’re going to ask you a lot of questions and for a lot of information. Don’t give them a statement. Remember that they’re not there to help you. You wouldn’t do surgery on yourself and you probably shouldn’t handle your own injury case either. In fact, studies by insurance institutes have shown that folks who get a lawyer to represent them after an injury get four-to-five times more money than those without.
If you have more questions, feel free to contact my law firm, at our web address, or the phone number that’s listed. We’re happy to visit with you and talk about your case without cost or obligation. The S.E. Farris law firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
Bad things happen and you’ve been in a wreck. Now you need to figure out what to do to make the best of this terrible situation.
Injury Law News, brought to you by the S.E. Farris Law Firm.
I’m Spencer Farris, a partner at the S.E. Farris Law Firm. We’re going to talk about some things that you can do to help your St. Louis injury lawyer make the best of the bad situation that the car crash caused you. Your situation is the opposite of the movie, Fight Club. Talk about your wreck, talk about your wreck, talk about your wreck. Talk about your wreck to the police. Make sure they know what happened and they know how it happened. Talk about your wreck to health care providers. If you’re having pain and problems, you need to make sure that your doctors see you immediately, and they know why you’re there. Tell them about your wreck. A picture of your crashed car, a picture of your injuries will all be important to your injury lawyer when he represents you. Don’t rely on the insurance company to take pictures for you. And don’t expect that the pictures they take will be available to you if you need them.
After the wreck, expect a call from strangers with the insurance company and other investigation sources. The professionals at the insurance company will work hard to defeat your claim. They’re going to ask you a lot of questions and for a lot of information. Don’t give them a statement. Remember that they’re not there to help you. You wouldn’t do surgery on yourself and you probably shouldn’t handle your own injury case either. In fact, studies by insurance institutes have shown that folks who get a lawyer to represent them after an injury get four-to-five times more money than those without.
If you have more questions, feel free to contact my law firm, at our web address, or the phone number that’s listed. We’re happy to visit with you and talk about your case without cost or obligation. The S.E. Farris law firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
I talked to a man yesterday who had dropped his case because he didn’t think he could afford a lawyer. Let me tell you what I told him. Injury Law News. Brought to you by The S.E. Farris Law Firm. I’m Spencer Farris, a partner at The S.E. Farris Law Firm. Folks don’t plan to get hurt at work or anywhere else. Therefore they don’t set aside money for attorney fees. Then when something bad happens, they think, “I can’t afford an attorney.” But you can and here’s how. Most qualified injury attorneys in Missouri work on what’s called a contingent fee, which means the lawyer doesn’t get paid until the end of your case if they’re successful for you. The lawyer pays the expenses of litigation as you go. Again, they don’t get their money back unless they’ve been successful for you. It’s important then to hire an attorney. Studies show that folks with lawyers get four to five times more money than those without. Insurance companies know it too. That’s why they’ll offer you a quick settlement before you have a chance to talk to a lawyer. At my law firm, you don’t pay until the end of your case, and then only if you’re successful. Another way that that’s important for you is it means you can hire an experienced, qualified lawyer to handle your case for the same percentage as someone without that experience. The difference is when you hire a good lawyer, a qualified lawyer; you get more money. If you want to talk about your case and decide if my firm is the best one to handle your case, call us at the number below, or visit us on our website which you see below. Thanks for listening. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
I talked to a man yesterday who had dropped his case because he didn’t think he could afford a lawyer. Let me tell you what I told him. Injury Law News. Brought to you by The S.E. Farris Law Firm. I’m Spencer Farris, a partner at The S.E. Farris Law Firm. Folks don’t plan to get hurt at work or anywhere else. Therefore they don’t set aside money for attorney fees. Then when something bad happens, they think, “I can’t afford an attorney.” But you can and here’s how. Most qualified injury attorneys in Missouri work on what’s called a contingent fee, which means the lawyer doesn’t get paid until the end of your case if they’re successful for you. The lawyer pays the expenses of litigation as you go. Again, they don’t get their money back unless they’ve been successful for you. It’s important then to hire an attorney. Studies show that folks with lawyers get four to five times more money than those without. Insurance companies know it too. That’s why they’ll offer you a quick settlement before you have a chance to talk to a lawyer. At my law firm, you don’t pay until the end of your case, and then only if you’re successful. Another way that that’s important for you is it means you can hire an experienced, qualified lawyer to handle your case for the same percentage as someone without that experience. The difference is when you hire a good lawyer, a qualified lawyer; you get more money. If you want to talk about your case and decide if my firm is the best one to handle your case, call us at the number below, or visit us on our website which you see below. Thanks for listening. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.
By: Spencer Farris
Board certified means that after a certain number of years and a certain number of cases I’m able to take a written test and provide verification that I’ve practiced properly. Then each year I have to recertify, prove that I have my practice insurance, that I complete my continuing legal education hours, that I don’t have any complaints – bar complaints against me.
A deposition is a recorded statement that you give with a court reporter for use under the rules of evidence in court.
Discovery is just like -what it sounds like. You discover what’s going on in a case. You learn facts.
An interrogatory is like a deposition, but it’s in written format and you answer your questions under oath.
Malpractice is when a professional breaches the standard of care. Not that they have to be perfect, but that they have to be reasonable in their actions.
Worker’s compensation means that you were hurt on the job. Your employer’s liable for your medical, a portion of your wages while you’re off work, and a lump sum for the disability that you have after medicine’s done the best it can do.
By: Spencer Farris
Board certified means that after a certain number of years and a certain number of cases I’m able to take a written test and provide verification that I’ve practiced properly. Then each year I have to recertify, prove that I have my practice insurance, that I complete my continuing legal education hours, that I don’t have any complaints – bar complaints against me.
A deposition is a recorded statement that you give with a court reporter for use under the rules of evidence in court.
Discovery is just like -what it sounds like. You discover what’s going on in a case. You learn facts.
An interrogatory is like a deposition, but it’s in written format and you answer your questions under oath.
Malpractice is when a professional breaches the standard of care. Not that they have to be perfect, but that they have to be reasonable in their actions.
Worker’s compensation means that you were hurt on the job. Your employer’s liable for your medical, a portion of your wages while you’re off work, and a lump sum for the disability that you have after medicine’s done the best it can do.
By: Spencer Farris
Missouri personal injury lawyers are trained to help you when you’ve been in a car crash, and it’s not your fault, and your own insurance won’t help you, if it’s not your fault. You pay your premiums for defense, not to recover for your own injuries. That’s where a personal injury lawyer will help you. Missouri personal injury lawyers help you when you’ve been hurt, because your car insurance won’t. They’re there to take care of the other person’s injuries. Unless the other person doesn’t have insurance, you’re never going to hear from your insurance company. You need personal injury lawyers to take care of you, to fight for you, and to help you get what you’re entitled to after a crash. If the other person isn’t insured? You, if you’ve bought car insurance, have uninsured motorists coverage, and Missouri personal injury lawyers know how to help you gather that coverage, and collect on the premiums you’ve been paying all these years. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you, we won’t charge you anything, until the end of your case if we’re successful for you. Call 314-A-LAWYER today, for a free consultation.
By: Spencer Farris
Missouri personal injury lawyers are trained to help you when you’ve been in a car crash, and it’s not your fault, and your own insurance won’t help you, if it’s not your fault. You pay your premiums for defense, not to recover for your own injuries. That’s where a personal injury lawyer will help you. Missouri personal injury lawyers help you when you’ve been hurt, because your car insurance won’t. They’re there to take care of the other person’s injuries. Unless the other person doesn’t have insurance, you’re never going to hear from your insurance company. You need personal injury lawyers to take care of you, to fight for you, and to help you get what you’re entitled to after a crash. If the other person isn’t insured? You, if you’ve bought car insurance, have uninsured motorists coverage, and Missouri personal injury lawyers know how to help you gather that coverage, and collect on the premiums you’ve been paying all these years. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you, we won’t charge you anything, until the end of your case if we’re successful for you. Call 314-A-LAWYER today, for a free consultation.
By: Spencer Farris
When you’ve been involved in a truck accident, the first thing on your mind is, “How do I get better. I hurt. Who’s going to pay my bills?”. Folks delay hiring an attorney, and that’s the worst possible thing that they can do, because the longer you wait, the harder it is for your St. Louis truck accident attorney to gather the evidence needed to protect your case. Over time, memories fade, and the evidence fades. It’s important to hire someone immediately, even though that goes against your instincts because you’re a good person, and you don’t want to be the kind of person that sues. But if you don’t, you’re going to let them get away with what they did to you. It’s important to hire an attorney quickly. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case, if we’re successful for you. Call 314-A-LAWYER today, for a free consultation.
By: Spencer Farris
When you’ve been involved in a truck accident, the first thing on your mind is, “How do I get better. I hurt. Who’s going to pay my bills?”. Folks delay hiring an attorney, and that’s the worst possible thing that they can do, because the longer you wait, the harder it is for your St. Louis truck accident attorney to gather the evidence needed to protect your case. Over time, memories fade, and the evidence fades. It’s important to hire someone immediately, even though that goes against your instincts because you’re a good person, and you don’t want to be the kind of person that sues. But if you don’t, you’re going to let them get away with what they did to you. It’s important to hire an attorney quickly. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case, if we’re successful for you. Call 314-A-LAWYER today, for a free consultation.
By: Spencer Farris
When you take the folks that have raised you and put them in a nursing home, you feel guilt. You feel more guilt if something bad happens to them while they’re there, and you want to hire a Missouri nursing home abuse lawyer for cases dealing with decubitus ulcers, unnecessary and unexplained falls, problems with nutrition and hydration. If your grandmother or father are not getting enough food and water, after a certain age, this causes all of their health to start to trickle and go downhill.
What could be a simple thing to fix if you hire a Missouri nursing home abuse lawyer early, can ultimately result in the untimely and early death of your loved one. One of the things that my firm has been active in for most of my time as a lawyer is in helping make sure that the legislators understand that the laws that they write affect folks for years in the future. If you don’t hire a Missouri nursing home abuse lawyer when something bad has happened to your loved one, you think, I don’t want to be the kind of person that sues. What you’re not thinking is by hiring the right lawyer, you may prevent this from happening to another family. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.
By: Spencer Farris
When you take the folks that have raised you and put them in a nursing home, you feel guilt. You feel more guilt if something bad happens to them while they’re there, and you want to hire a Missouri nursing home abuse lawyer for cases dealing with decubitus ulcers, unnecessary and unexplained falls, problems with nutrition and hydration. If your grandmother or father are not getting enough food and water, after a certain age, this causes all of their health to start to trickle and go downhill.
What could be a simple thing to fix if you hire a Missouri nursing home abuse lawyer early, can ultimately result in the untimely and early death of your loved one. One of the things that my firm has been active in for most of my time as a lawyer is in helping make sure that the legislators understand that the laws that they write affect folks for years in the future. If you don’t hire a Missouri nursing home abuse lawyer when something bad has happened to your loved one, you think, I don’t want to be the kind of person that sues. What you’re not thinking is by hiring the right lawyer, you may prevent this from happening to another family. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.
By: Spencer Farris
