Missouri Personal Injury Laws

Choose Spencer Farris

When you call my law firm – day or night – it’s going to ring out to a cell phone. If you send an email – day or night – it’s going to go out to a cell phone, if there’s somebody not at the desk. I tell everyone who comes to my office and trusts us to handle their case that within 12 hours of contact with my office they’ll hear back from us – either myself or the assistant that’s assigned to the case or the lawyer that’s assigned to the case. When someone comes into us and in our law firm, it’s because something bad has happened to them. They don’t come in to see us because they’re having a great day. Initially, I want folks to feel comfortable that we’re going to take their case seriously. If you’ve taken the breadwinner and he’s no longer able to work because his back hurts to somebody on the street who would see him walking down the street. They’d think how can that be and it’s no big deal, but to this guy losing his house, losing his family, losing those things are very important. At our law firm we want folks to feel comfortable that they’re going to get the attention that they deserve.

By: Spencer Farris

Truck Accident Litigation

I’ve been representing injury victims for a long time, and as a Saint Louis truck accident attorney, I know that a truck crash is much different than a crash between two cars. Trucks are regulated by state and federal governments, and they’re certain things they must do.  When truck drivers drive over a long period of time as they have to to make a living, they get tired. And driver fatigue is a big issue. Drivers keep logbooks of how long they drive, and I remember one case where a driver had produced his logbooks that look like he was within the law. But because we know how trucking companies work, we’ve gotten the rest of his log books, the ones he submitted for payment to the companies, and found out that he was way, way over his hours. And he’s keeping two sets of books to fool the government. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office, and if we can help you we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for free consultation.

By: Spencer Farris

When you’re in a car crash, the pain that you initially feel is only the beginning of your problems. When you make your claim to an insurance company, there’s a couple things that you need to know. One is that you’re entitled to recover your lost wages even if you took sick pay or vacation time at the time you were working. That was money that came out of your sick bank or your vacation bank and it’s money that is gone. The other thing you need to know is that insurance companies don’t automatically write you a check just because their insured hurt you. Just because they owe you money doesn’t mean they’re going to give it to you. You have to document your medical expenses and the treatment that went with them. I tell folks every day not to sign an authorization to let the insurance company get your medical records. You still have a right to privacy, but you want to control how those records are filtered to an insurance company. An attorney that’s experienced in representing injury victims is in a much better position to do this than you are. Call my office at the number on the screen or visit us on the internet. I’m happy to talk with you about your injury case and if I can’t help you, at least point you in the right direction so you can get on the path to recovery on your own.  Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris

When you hire a Missouri personal injury lawyer, the first thing that that person should do if they’re worth your trust is to listen to your story and get an understanding of who you are, who you were before you got hurt, and who you are now, and understand the changes in your life due to these injuries. That lawyer then does a lot of things that you’ll never see – talks to witnesses, gathers evidence, gets your medical records and your statements so he can present a convincing case to the insurance company. And hopefully, if he’s got a good reputation and if he’s done his job in collecting information about your case, you’ll never see the inside of a courtroom. But if not, you need a Missouri personal injury lawyer who’s willing to go to court and fight for you in trial. When you’ve been hurt and the bills are racking up, you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-A-LAWYER today for a free consultation.

By: Spencer Farris

They call them man’s best friend, but sometimes dogs cause more harm than good. If you or a loved one has been bitten by a dog, there are a couple things that you need to do immediately to protect your rights. One is to contact the authorities, police department or animal control, and fill out a report. Another thing which is very important is to find out and identify the owner of the dog. It doesn’t do any good to call an attorney, it doesn’t do any good to call the police if you don’t know who owns the dog that bit you. If you or a loved one have been bitten by a dog, contact us, call us on the number on your screen, or visit us through the Internet. I’m happy to answer your questions without any cost or obligation. Call 314-A-LAWYER today for your free consultation.

By: Spencer Farris

Fair Settlement for Injury Case

Once you settle your car crash case, it’s over. You only get one chance to do it right. That’s why it’s important to hire a St. Louis car accident lawyer immediately after your crash to represent you. You wouldn’t think about driving home from the crash scene to stitch your own wounds or set your own bones and you shouldn’t think about taking on the insurance company by yourself either. Hiring a St. Louis car accident lawyer should cost you nothing out of pocket and upfront because every lawyer in this area works on what’s called a contingent fee, which means the lawyer gets paid at the end of your case if they’re successful. They only get their expenses back if they’re successful in pursuing your case for you. When you’ve been hurt and the bills are racking up you don’t have to pay a lawyer out of pocket to represent you in your injury case. Call my office and if we can help you, we won’t charge you anything until the end of your case if we’re successful for you. Call 314-a-lawyer today for a free consultation.

By: Spencer Farris

In our modern mobile society, freight and passengers move by rail car every day, just at the same time you and your family are in your car, travelling the highways. And it’s inevitable that at the intersection there’s a potential for devastating collisions. We try to avoid that with crossing equipment and crossbars, but sometimes it doesn’t function properly. Sometimes it hasn’t been properly maintained, sometimes it simply doesn’t exist. If you’ve been injured, or a loved one has been killed at a train crossing, you owe it to yourself and to your family to hire a personal injury attorney who can investigate the causes of the collision and determine whether or not your rights should be protected.  Call 314-A-LAWYER today for your free consultation.

By: Spencer Farris

Summary judgement is when the other side tries to win your case without going to trial based on the papers that have been filed.

By: Spencer Farris

I got a call from a lady the other day who wanted to know how her medical bills were going to be paid after her injury.

Injury Law News brought to you by the S.E. Farris Law Firm.

I’m Spencer Farris and I represent injury victims in the state of Missouri. I get that kind of call a lot from folks who are worried about their rising medical bills and the daily mail that they get with another bill collector looking for payment. And this is what I typically tell them.

Medicare

Senior citizens and folks on social security disability are covered by Medicare and Medicare will pay the medical bills as they are incurred. However, Medicare gets part of their money back from your injury case at the end. Your lawyer will have to negotiate that for you because Medicare will want dollar for dollar on what they spend.

Medicaid

Children in Missouri who don’t have private health insurance, and some adults, are covered by Missouri Medicaid. And Medicaid also will pay Medical bills and, at the end of your lawsuit, they will expect to be repaid. However, a judge can reduce or totally eliminate your payback to Medicaid. You’ll need your lawyer to help you with that.

Private Insurance

The other group that frequently pays medical bills in Missouri is private insurance and private insurance will ask for repayment almost always. Unless they are a special plan, a self-funded union plan or something along those lines that is governed by federal law, they’re not entitled to reimbursement. The word that they will say is subrogation, which means they stand in your shoes and get to collect their money back from the person who hurt you. Make sure that your lawyer is well aware and willing to fight for you so that you don’t have to pay back the health insurance. And this isn’t cheating. You paid benefits to get the health insurance. You wrote a check every month. They shouldn’t get their money back just because they did what they promised to do.

No Insurance

Finally, there are a lot of folks that don’t have any health insurance. And in those situations, hospitals and doctors will treat you on what’s called a lien basis. Hospitals don’t have to see you unless you’re in an emergency. But, experienced trial lawyers can help you find a doctor who will treat you on a lien basis and will make sure that your doctor understands that they will get paid.

When you’ve been hurt, the most important thing is to feel better and not be worried about how you’re going to pay for your medical bills. Remember that a trial lawyer who cares about his clients will fight for you and fight to put money in your pocket, rather than spend it all on the health care that you wouldn’t have needed but for your injury. If you have questions about medical care or how to pay for it after an injury, call my office or reach us at the website at the bottom of the screen. I’m happy to visit with you without any cost or obligation and hopefully help put your mind at rest.

The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris