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Medical Payments Coverage | Raleigh Personal Injury

Thomas West | 852 Views | 04/20/2015

The world of insurance can be very confusing especially after a car accident. One thing we often talk to clients about following accidents is their level of medical payments coverage. This coverage is not mandatory which means many people don’t have it but it’s something you should consider.

Defining Medical Payments Coverage

Insured medical payments coverage is simply health insurance for medical treatment following a car accident. It does not matter who was at fault in causing the accident. The only requirement for payment is that you have purchased the coverage or are riding in a car that has medical payments coverage.

Benefits of Medical Payments Coverage

There are many good things about medical payments coverage. First, The cost is reasonable. Second, It can often provide you with money while you’re recovering from injuries from an auto accident. And finally, third, It’s paid in addition to your other coverage’s. So, if the other driver’s insurance is covering your medical expenses, you can still file the bills with both your auto insurance company and your health insurance company.

Recommended Amount of Medical Payments Coverage

We recommend to our clients that they purchase at least $25,000 of medical payments coverage but when it comes to this coverage the more the better. Medical bills can get expensive so it’s best to go higher if you can afford it.

If you have questions about what to do after a car accident, don’t hesitate to give us a call. Whether it’s a problem with the insurance or the other driver, we want to make sure you are protected and get the payments you deserve. Don’t give up your rights. Let us protect you.

By: Thomas West

Medical Payments Coverage | Raleigh Personal Injury

The world of insurance can be very confusing especially after a car accident. One thing we often talk to clients about following accidents is their level of medical payments coverage. This coverage is not mandatory which means many people don’t have it but it’s something you should consider.

Defining Medical Payments Coverage

Insured medical payments coverage is simply health insurance for medical treatment following a car accident. It does not matter who was at fault in causing the accident. The only requirement for payment is that you have purchased the coverage or are riding in a car that has medical payments coverage.

Benefits of Medical Payments Coverage

There are many good things about medical payments coverage. First, The cost is reasonable. Second, It can often provide you with money while you’re recovering from injuries from an auto accident. And finally, third, It’s paid in addition to your other coverage’s. So, if the other driver’s insurance is covering your medical expenses, you can still file the bills with both your auto insurance company and your health insurance company.

Recommended Amount of Medical Payments Coverage

We recommend to our clients that they purchase at least $25,000 of medical payments coverage but when it comes to this coverage the more the better. Medical bills can get expensive so it’s best to go higher if you can afford it.

If you have questions about what to do after a car accident, don’t hesitate to give us a call. Whether it’s a problem with the insurance or the other driver, we want to make sure you are protected and get the payments you deserve. Don’t give up your rights. Let us protect you.

By: Thomas West