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How Does Workers Compensation Coverage Work in Missouri? | Missouri

Spencer Farris | 1004 Views | 01/28/2015

You got hurt at work, and you’re probably wondering, “What do I do next?”. Injury Law News, brought to you The S.E. Farris Law Firm. I’m Spencer Farris, partner at The S.E. Farris Law Firm. We buy insurance to cover us and protect us when bad things happen. Worker’s Compensation is insurance that protects you if you’re hurt on the job. Here’s how it works.  Here’s what’s covered in Worker’s Compensation insurance – your medical treatment, a portion of your wages while you’re off work, and then a lump sum for the disability that’s left with you after medicine has made you as good as it can do. Disability is based on a chart which is used by judges and attorneys throughout the state. Many believe that Worker’s Compensation overpays small injuries and underpays large injuries.  It doesn’t matter whose fault it is if you’re hurt at work. If someone hits you with a car, if you fall down because you’re not paying attention, Worker’s Compensation still covers you. In fact, if you’re hurt on the job and it’s a co-employee’s fault, you may have a civil suit against that co-employ, to make sure that you’re fully compensated for your losses. If you go into court without an attorney, be prepared to take whatever you’re given.  If you proceed to a hearing in a Worker’s Compensation matter, you’re going to need an evaluation. There were major changes to the law in 2005, and now the Worker’s Compensation judge can’t tell you if a settlement’s not fair. Call The S.E. Farris Law Firm if you have any questions about Worker’s Compensation. Our number and our website are on the screen. We’re happy to talk with you without any cost or obligation. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris

How Does Workers Compensation Coverage Work in Missouri? | Missouri

You got hurt at work, and you’re probably wondering, “What do I do next?”. Injury Law News, brought to you The S.E. Farris Law Firm. I’m Spencer Farris, partner at The S.E. Farris Law Firm. We buy insurance to cover us and protect us when bad things happen. Worker’s Compensation is insurance that protects you if you’re hurt on the job. Here’s how it works.  Here’s what’s covered in Worker’s Compensation insurance – your medical treatment, a portion of your wages while you’re off work, and then a lump sum for the disability that’s left with you after medicine has made you as good as it can do. Disability is based on a chart which is used by judges and attorneys throughout the state. Many believe that Worker’s Compensation overpays small injuries and underpays large injuries.  It doesn’t matter whose fault it is if you’re hurt at work. If someone hits you with a car, if you fall down because you’re not paying attention, Worker’s Compensation still covers you. In fact, if you’re hurt on the job and it’s a co-employee’s fault, you may have a civil suit against that co-employ, to make sure that you’re fully compensated for your losses. If you go into court without an attorney, be prepared to take whatever you’re given.  If you proceed to a hearing in a Worker’s Compensation matter, you’re going to need an evaluation. There were major changes to the law in 2005, and now the Worker’s Compensation judge can’t tell you if a settlement’s not fair. Call The S.E. Farris Law Firm if you have any questions about Worker’s Compensation. Our number and our website are on the screen. We’re happy to talk with you without any cost or obligation. The S.E. Farris Law Firm is dedicated to the needs of injury victims and their families.

By: Spencer Farris